When you think about retirement, do you think about Iowa?

Oddly enough, if your answer is now, you should.

In a list of best worst states to retire in, Iowa ranked in the Top 10. In fact, Iowa ranked Number 4 on the list. Surprised? If you look at the run down for why Iowa ranks so well, check this out.

Iowa ranks well, so retirement won't break you and you can maintain a pretty great quality of life here. According to WalletHub.com,

'Even in the most affordable areas of the U.S., most retirees cannot rely on Social Security or pension checks alone to cover all of their living expenses. Social Security benefits increase progressively with local inflation, but they replace only about 40 percent of the amount you earned if you were an average worker, according to the Center on Budget and Policy Priorities.'

Keeping as much money as possible in your pocket during retirement is ideal. Sadly, a third of Americans haven't even put one penny aside for retirement. Looks like many in Iowa are going to stay right here. According this study, that's a great idea.